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Debt-snowball method : ウィキペディア英語版 | Debt-snowball method The debt-snowball method is a debt reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next slightly larger small debt above that, so on and so forth, gradually proceeding to the larger ones later.〔() - Get Out of Debt With a Debt Snowball〕 This method is sometimes contrasted with the debt stacking method, also called the "debt avalanche method", where one pays off accounts on the highest interest rate first.〔(【引用サイトリンク】url=http://budgeting.about.com/od/Debt/a/Debt-Snowball-Vs-Debt-Stacking.htm )〕〔(【引用サイトリンク】url=http://classroom.synonym.com/debt-stacking-work-12644.html )〕 ==Overview== The debt-snowball method of debt repayment is a form of debt management that is most often applied to repaying revolving credit — such as credit cards. Under the method, extra cash is dedicated to paying debts with the smallest amount owed.〔("How a `debt snowball` plan works" ), All About Money〕 As each smaller debt is repaid in full, the monthly money used to pay that debt is then applied toward making additional payments on the next-smallest debt, and so on until all debts are repaid.
抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)』 ■ウィキペディアで「Debt-snowball method」の詳細全文を読む
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